Chris Nooney
Vice President • Certified Mortgage Planner
Chris Nooney
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Going Tankless: Energy-Efficient Tankless Water Heaters

There are so many ways in which you can green up your home and make it more sustainable these days. Many people are considering tankless water heaters. While this can certainly be the right option depending on the space you have and the type of water you use, here are some things to consider before you decide to invest in the switch. Maximizing Your Space One of the biggest issues with a traditional water heater is the amount of space it takes up, whether it’s a side closet or a closed-off area in the basement. Fortunately, one of the benefits of tankless water heaters is that they can be wall-mounted almost anywhere in your house so they won’t need their own separate space. The traditional...

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8 Curb Appeal Tips for Selling Your Home Fast

From small touches such as new lighting to larger efforts such as tiling the porch or stoop, creating curb appeal is one of the best investments you can make to resell your home fast. Here are eight ideas to maximize curb your appeal. Landscaping Is Critical For The First Impression Cut Back Trees and Shrubs. Landscaping should enhance your house, not overwhelm it. Trimming can bring impressive results. If you don’t have a steady hand, leave it to a professional or handy relative. Manicure Your Lawn. A freshly mowed lawn is a must the week before a showing. Be sure to trim and edge it for a finished look that increases your curb appeal.  Plant Some Color. If the weather permits, flowering plants are a cheap way...

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Finding ‘Hard Money’ Lenders Is Easier Than You Think

Are you the type of real estate investor that has an interest in a treasure hunt? A real estate investment strategy based on hard money is, at its core, a treasure hunt. There must be an underlying value, the “treasure,” for a hard money opportunity to exist. Collateral For A Hard Money Loan Is Only The Property Hard money loans rely only on the value of the real estate property for collateral. The credit history of the borrower is not important. Usually, the limit for a hard money loan is a 60% loan-to-value. The hard money loan must be in the first position, as a first mortgage lien on the property, in the case of a default on the loan. If the loan amount needed...

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What’s Ahead For Mortgage Rates This Week – April 22nd, 2019

Last week’s economic news included readings on home builder confidence in housing market conditions and Commerce Department reports on housing starts and building permits issued. Weekly readings on mortgage ratees and first-time jobless claims were also released. NAHB Housing Market Index: Builder Confidence Rises One Point in April Home Builder Confidence readings posted by the National Association of Home Builders held steady for April and rose one point overall. Component readings for the NAHB Housing Market Index were mixed; builder confidence in current housing market conditions rose one point to an index reading of 69, but builder confidence in housing market conditions in the next six months fell one point to 62. Home builder confidence in potential buyer traffic rose three points to 47. NAHB...

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4 Ways A Little Paint Can Revitalize Your Home

Fixing up your home doesn’t have to be a budget-breaker. You can revitalize the look of your property with a little bit of paint in the right places. Here are some areas that will really stand out to visitors or prospective home buyers. 1. Front Door The front door always makes the first impression on visitors to your home. Remember that while they are waiting to enter your home, potential buyers have nothing to do except get a good look at your front door. For maximum impact, paint the front door a contrasting color to your house color. If budget allows, add a new door knocker and door knob. 2. Shutters Vinyl shutters are very affordable when you buy them online. Before you hang them,...

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